Corporate Protect

Corporate Protect encompasses Property and Liability cover in a single modular policy, providing a wide range of cover and service benefits to UK middle-market businesses.

Why Choose AIG’s Corporate Protect?

Corporate Protect is a joint Property and Casualty product offering from AIG. It provides modular flexibility to UK businesses with more complex insurance requirements. With AIG Corporate Protect, clients can select any combination of Property or Liability cover to fit their needs.

AIG has decades of experience in Property and Liability insurance, providing our policyholders with access to a range of advanced risk management tools and services, including extensive risk consulting and a global network of risk engineers.

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The AIG Advantage

Underwriting Expertise

As a committed provider of Property and Liability insurance, we are dedicated to building sustainable relationships with clients through our solutions orientated underwriting approach.

Modular Flexibility

With common terms and definitions, Corporate Protect allows any combination of Property or Liability cover to be selected to suit the individual needs of clients.

Risk Consulting

AIG has extensive risk consulting expertise and a global network of risk engineers. As part of our Property and Casualty risk consulting proposition, policyholders have access to a range of advanced risk management tools and services.

Claims Excellence

Our multi-award-winning Property and Liability claims teams have outstanding expertise, capability and decades worth of experience handling complex and major losses.

Local Trading

Our trading teams are positioned in major UK broking centres to provide locally empowered underwriting. Corporate Protect risks can be presented to either your local AIG Property or Liability underwriter.

AIG Corporate Protect Risk Solution

A single modular policy wording combining Property and Liability cover, specifically tailored to the needs of UK businesses with more complex insurance requirements across a wide range of industry groups.

Corporate Protect Brochure [PDF]

PDF file - 495.9 KB

Corporate Protect Appetite [PDF]

PDF file - 157 KB

Capability to write up to 100% line share on target risks. Coverage based on our proven UK Corporate wording, updated and enhanced to provide leading-edge protection.

Focusing on:

Up to £1bn total sum insured
£10,000+ target premium

Cover available:

Property Damage
Business Interruption
Machinery Breakdown
Terrorism
Computer

Specialised propositions for:

Professional & Financial Services
Wholesale & Retail
Manufacturing
Health & Social Care
Arts, Leisure & Hospitality

Based on our leading Liability Protect wording. Cover includes any combination of:

Employers’ Liability
Public & Products Liability

Our cover goes beyond the scope of conventional liability insurance by including cover to protect your clients’ reputations after a Crisis, Environmental Clean-Up costs, Product Recall costs, no-fault personal accident cover for employees and an option to cover clients’ third party and product liabilities caused by a cyber event.

AIG will aim to write Property and Liability covers together under one policy. But with a risk appetite that varies by industry, where our appetite is focused solely on one product line, cover can be provided independently.

Property & Liability Appetite:

Professional & Financial Services
Wholesale & Retail Manufacturing
echnology & Communications

Property Appetite:

Health & Social Care
Arts, Leisure & Hospitality
Infrastructure & Utilities

Liability Appetite:

Engineering Services
Distribution & Logistics
Food & Drink

In the event of a major property claim, AIG will confirm coverage under the policy as quickly as reasonably possible. Once coverage is confirmed, we promise to provide the Policyholder with immediate working funds of up to 50% of our share of the agreed estimate within 7 days for:

Property damage/repairs
Clean-up costs
Extra expense/increased cost of working

Learn more about our Property Claims Promise [PDF]

We recognise that however big or small, being subject to a claim can be a challenging and

disruptive experience. From the inception of the policy, you will have access to a dedicated claims contact at AIG who is on hand to provide personal and proactive support throughout the claims journey.

How Corporate Protect Benefits Clients

Corporate Protect is designed to provide a wide range of cover and service benefits under one policy wording.

Corporate Protect Overview

Corporate Protect is specifically tailored to the needs of UK businesses across a wide range of industry groups. Watch this short overview video to be introduced to the headline cover, tools and resources available with Corporate Protect (2.25 mins).

Corporate Protect Proposition

Corporate Protect is unique for AIG as it represents a joint Property and Liability solution. Watch Chris Duggan, Head of Property UK Regions, and Ross McLeod, Head of Causality UK Regions, introduce the Corporate Protect proposition and how it benefits your clients in this short video (4 mins).

Property Proposition

Corporate Protect’s Property cover is based on our proven UK Corporate wording, updated and enhanced to provide leading-edge protection. Watch Chris Duggan, Head of Property UK Regions, discuss the Property elements of Corporate Protect in this short video (2.40 mins).

Liability Proposition

Our Liability cover goes beyond the scope of conventional liability insurance. Watch Ross McLeod, Head of Casualty UK Regions, discuss the Liability elements of Corporate Protect in this short video (1.50 mins).